Build credit for a credit card, Home, Car
Build your credit without extra debt.1,2 Ditch managing more debt and complicated accounts.
- Just save $1/month to build credit
- No credit approval
- No interest or upfront deposit
Get started in seconds
Designed for everyone
Whether you have no or bad credit, you can start building your credit in seconds with instant approval. No credit needed and no hard credit pull.
Built to save you money
Forget about paying upfront fees, deposits, or interest. Members build credit by saving as little as $1 a month.
Made to build your credit fast
Build positive payment history – the single most important factor for your score.
Open a Credit Builder account
No hard pull or credit score required. Set up your account in minute to start building credit history and improving your credit mix.
Save as little as $1 per month
Choose how much to save each month to create payment history with the 3 major credit bureaus. Access your available savings anytime.
Build payment history
Each payment is reported to the three major credit bureaus—Experian, Equifax, and TransUnion. On-time payments build positive payment history and your credit.
Better credit, more savings
At the end of your credit journey, you’ll have shown positive payment history, built credit, and had access to all the money you saved.